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Being a grown up is hard work.
Being a single mom is even harder. I’m luckier than some I suppose because my ex takes care of a lot of the “big” expenses when it comes to our son. His income is admittedly much larger than mine and that is taken into consideration when things need to be purchased for our son. I’m grateful about that.
I’ve been working steadily after being laid off a year ago. During that time, I really had to take into consideration the money that was coming in (from unemployment) and the bills that still had to be paid. There were a lot of times when splurging on myself or my son just was not an option. Now that I am working again, I keep those practices in mind still.
I keep track of every penny that comes in and goes out as best I can. Bills get paid first and then the rest goes to gas, food, and occasionally a weekend indulgence. I have to save for everything that is upcoming. I’m putting money aside for Ant’s trip here in March. I’m planning on how to save for Blogher, even if it is in San Diego this year and travel expenses won’t be an issue. Any extra money I may get from writing or working photography jobs is taken into consideration and factored in to a whole “can I afford to do this” type of plan.
It’s hard and frustrating but it’s a part of life right now. While this year is going to bring some amazing changes, it also means that I’m going to have to create a budget and work my butt off to stick to it. If I can do that, by this time next year I’ll be in my own place. If that isn’t motivation, I don’t know what is.
While I may not have any amazing tips to saving money, I’d love to hear yours if you’ve got them. Every little bit helps.